US banks have detected unvetted AI agents accessing customer bank accounts

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  • Customers are increasingly enlisting AI agents to handle banking jobs for them
  • Banks are struggling to distinguish between human, legitimate AI and rogue activity
  • Many are now preparing for worst-case scenarios when AI does go rogue

Several major US banks have detected third-party AI agents accessing their customers' bank accounts, sometimes even attempting to carry out actions beyond what users actually wanted them to do.

New Axios reporting has claimed banks are now said to be struggling to even distinguish between legitimate human activity and agentic activity – but especially between authorized and rogue AI agents.

Importantly, the concern isn't so much disconnected, rogue AI going after system vulnerabilities to obtain customer information – banks are currently worrying about AI agents that human users themselves are setting off on their behalves.

Banks are struggling to deal with an influx of customer-authorized AI activity

In many cases, customers are voluntarily providing...

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