Commerce DeFi: How Blockchain Payments Will Fuel the Next Wave of Crypto Adoption

Commerce DeFi bridges decentralized finance (DeFi) with real-world commerce, making crypto practical for daily expenses like buying coffee or paying rent. By leveraging stablecoins, instant blockchain payments, and tokenized loyalty, it aims to reduce fees, speed up transactions, and enhance financial accessibility. Unlike traditional payment systems, which rely on intermediaries and high fees, Commerce DeFi offers peer-to-peer, global, and instant transactions. While early adoption faces regulatory and usability challenges, increasing merchant buy-in and improving infrastructure will drive mainstream use. Just as e-commerce revolutionized shopping, Commerce DeFi could make crypto indispensable for everyday transactions.

By Carter Razink of Spree Finance

It’s no secret that decentralized finance (DeFi) has been a massive catalyst in crypto, paving the way for on-chain lending, borrowing, and trading. Yet practical, everyday use—like buying groceries or paying rent—remains elusive ...