FintechOS raises $28M in equity and debt after turning profitable
FintechOS, a London-based company founded in Romania that sells AI software to banks and insurers, has raised $28M in a mix of equity and debt.
Existing investors Bek Ventures, IFC, Cipio Partners, and Molten Ventures put in the equity, while Santander CIB provided a senior debt facility.
The funds will be used to expand in the US, secure more European clients, and increase the size of the team responsible for delivering the platform.
The fundraising event takes place after the first half of 2026, during which FintechOS stated that it had become profitable.
The company stated that recurring revenue increased by 40% year-on-year during those six months and that its US business grew by 130%. The operational EBITDA more than doubled during that period. FintechOS provided the growth rates but not the absolute revenue figures.
Moreover, the company did not achieve profitability as early as it had originally anticipated....
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