Can Agentic AI Catch Architecture Flaws Before Implementation?
An insurance policy endorsement case study using machine-readable constraints, architecture graphs, deterministic validation, and traceable architectural trade-offs.
The Design That Looked Correct
An endorsementmay begin as a small policy change, yet it carries the full weight of the insurance contract. A commercial property policyholder may request a higher building coverage limit, a revised deductible, an additional location, or a different effective date. The request may qualify for straight-through processing, or it may require underwriting referral because it changes exposure, exceeds product rules, or falls outside delegated authority. For a higher building limit requested today but effective next month, the insurer must determine whether approval is required, calculate the premium for the revised exposure, keep the current policy in force until the requested date, and create a new policy version when the endorsement becomes effective. Earlier versions must remain reconstructable because a claim, audit, regulatory inquiry, or premium dispute may...
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