The flight plan for drone technology - why drone insurance is more engaging and controversial than it sounds
Say the words 'drone insurance' and they're unlikely to suggest sexy and exciting. However, it’s an area that is critical to uncrewed aviation’s success or failure, and one that raises a number of tricky questions, not to mention some controversial answers. Plus, overall, the subject plays into an important issue in human society today: who is responsible or liable when an autonomous system fails and causes an accident?
Simon Ritterband is Managing Director of specialist Moonrock Insurance. He sums up the issue in stark terms:
Autonomy is no longer a future concept. It's an allocation of responsibility happening in real time. So as decision-making moves away from the single human pilot and into systems architecture, operational constraints, and software logic, the assumptions that have underpinned aviation-risk for decades become strained...Insurance sits at the intersection of technology, law, and operations. And historically, when those three things drift out of alignment, insurance...
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