TECH NEWS
Merchant Underwriting must become a continuous risk function in India’s real-time payments economy
By Deepak Chand Thakur, CEO and Co-Founder and NPST India’s digital payments ecosystem has entered a phase where scale and speed are now the defining operating realities. In FY 2025-26, UPI processed more than 24,000 crore transactions, with total value crossing ₹314 lakh crore, and continued to expand