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Scapia Pay Adds Biometric Authentication For UPI Payments Permalink

Scapia Pay introduces biometric authentication for UPI payments up to ₹10,000, allowing users to approve transactions with Face ID or fingerprints.

Scapia has introduced biometric authentication for UPI payments on Scapia Pay, allowing users to approve eligible transactions of up to ₹10,000 using Face ID or fingerprint recognition instead of entering a UPI PIN.

The feature is available on iOS through Face ID and on Android through fingerprint authentication. Transactions above ₹10,000 continue to require the standard UPI PIN, according to Scapia.

Biometric Approval Goes Live

The biometric check takes place on the user's device, with Scapia saying biometric data is not transmitted to or stored by the company or the linked bank.

The company said the feature is intended to reduce the need to manually enter UPI PINs during everyday transactions while retaining authentication safeguards for higher-value payments.

“Biometric authentication brings our security-first approach to everyday payments. A UPI...

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