Personal AI agents are now handling sensitive transactions at scale. Almost none say who they are
A chief information security officer at one of the world’s largest banks recently told an industry summit something remarkable: for the first time in his career, a technology had arrived ahead of the controls. A new report suggests he was not exaggerating.
Arkose Labs’ State of Agentic AI Trust Report, Q3 2026 draws on production traffic from 1 July to 30 September. It finds that personal AI agents have moved quickly from reading the web to transacting on it. More than 65% of Arkose’s customer sites, spanning banking, gaming, technology and travel, saw agents logging in, signing up and checking out on behalf of real people. Fewer than 3% of those agents proactively said who they were.
From browsing to buying
The shift has been remarkably fast. Agents appeared on login and registration flows in every industry the report measured, and by the end of the third quarter, 65.2% of...
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