OpenAI signs major Visa deal — so AI agents will soon be able to make payments and purchases for you

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  • Visa-OpenAI partnership brings agentic payments to ChatGPT, Atlas
  • Tokenized credentials and safeguards keep your money safe
  • MasterCard announced similar tech last year

Visa has announced a partnership with OpenAI to bring secure payments into AI-powered and agentic ecommerce experiences, including those carried out through ChatGPT and the Atlas browser.

Under this new collaboration, AI agents operating within OpenAI products will be able to initiate and complete Visa-backed transactions on behalf of users.

It essentially lays the foundations for OpenAI to use agents to take care of the whole buying journey on behalf of users, including making purchases, payments and bookings.

OpenAI gets new access to Visa payments

It means developers and merchants will gain a new standardized way to accept agent-made Visa payments, but the payment giant stressed that safeguards would remain in place with controls like spending limits, merchant category restrictions and approval requirements all available to end users.

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