NPCI Encourages Digital Safety with Awareness on Text Message scams
Digital payments are now accessible nationwide, driving India towards a digital-first economy, offering both security and convenience. Today, many frauds begin with a simple text message designed to create urgency, fear or curiosity and influence people into taking quick decisions. This form of social engineering relies on human emotions instead of technical expertise. Knowing how these scams work can help you recognise the warning signs and protect yourself from financial fraud.
What is a text message scam?
A text message scam is a fake SMS sent to trick you into taking an action that can put your money, personal information or digital accounts at risk. These messages often pretend to be from a trusted organisation or someone you know, making them appear genuine.
Five actions scammers want you to take: Most text message scams are designed to get you to do one of these five things
- Click on a link...
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