Microsoft Ditches SMS-Based 2FA Because It's Too Easy to Hack

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Microsoft is phasing out SMS-based two-factor authentication (2FA) and SMS one-time passwords (OTPs) for personal Microsoft accounts. Calling SMS-based logins "a leading source of fraud," the company now encourages users to use passkeys, the Microsoft Authenticator app, or a verified email to access their accounts on Windows, Microsoft Office, Xbox, and OneDrive.

For years, Microsoft's security leadership has warned that SMS and voice-based 2FA are among the weakest authentication methods. Criminals can abuse SIM-swap scams, intercept messages on a phone's network, or use social engineering to trick users into entering one-time codes on phishing sites. SMS messages also lack network encryption and can experience reliability issues.

On the other hand, Passkeysand app-based authentication rely on cryptographic keys and device-bound credentials, which make phishing and credential theft harder. Microsoft now promotes these methods as the default. For recovery, the company is also emphasizing verified email over text...

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