Medicare Open Enrollment season is here, and so are the scams

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Scammers love a pretext. And with Medicare Open Enrollment, they have a perfect opportunity to exploit victim expectations, masking their fraud under the cover of legitimate activity. From October 15 to December 7 beneficiaries are able to review and amend various parts of their plan. There’ll be ads, emails, messages and calls from genuine insurers at this time. Some might even ask for personal and health details.

That provides great cover for fraudsters, and enough plausibility for even skeptical consumers to drop their guard. Here’s what to look out for.

How do these Medicare scams work?

There are various ways scammers could approach you. They could call, message, email, or send a note on social media. They might also place an ad on Google, mocking up a website with official-looking logos and language to appear as if it’s a legitimate insurer, a specialist agency, or even Medicare itself.

The pretext...

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