Mastercard’s resilience at machine speed report highlights how AI is reshaping cyber risk and defence

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Artificial intelligence is fundamentally changing the economics and speed of cyber risk, lowering the cost, skill, and time required to find vulnerabilities, build attacks, and operate them at scale. At the same time, the same technology is strengthening cyber defence through faster detection, sharper prioritisation and improved fraud response, according to the report Mastercard Resilience at Machine Speed.

As AI compresses the attack cycle, the report highlights that the critical advantage for organisations is increasingly their ability to turn visibility into action before risk spreads.

The shift is already visible across the cybersecurity landscape. Frontier models are now up to 90 times faster at finding zero-day vulnerabilities than previous-generation models. At the same time, AI is strengthening the defence cycle: the patch window for the highest-risk, actively exploited vulnerabilities has reduced from 14 days to three; AI can now identify up to 86% of AI-planted vulnerabilities, up from 37%...

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