How Capri Global is rewiring lending through AI
India’s NBFC sector is undergoing a structural transformation. Lending is steadily shifting from relationship-driven decision-making towards intelligence-led models powered by data, automation, and embedded finance. At the same time, regulatory pushes around financial inclusion, co-lending, and governance are reshaping how lenders expand access to credit while managing risk.
For lenders operating across MSME finance, affordable housing, gold loans, and construction finance, the challenge is no longer simply scale—it is how to scale responsibly, faster, and with sharper credit intelligence.
At Capri Global Capital, this shift is increasingly being driven through AI-enabled underwriting, predictive collections, real-time risk monitoring, and cloud-native infrastructure under the leadership of Tarun Aggarwal, Group CTO, Capri Global Capital. Rather than treating AI as a standalone innovation layer, the company is embedding intelligence across lending, customer engagement, engineering, fraud detection, and operational resilience.
According to Aggarwal, the broader industry itself is moving toward a new operating model.
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