Has AI in Fintech Become Powerful Enough to Replace Financial Advisors?

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Artificial intelligence has already made its presence felt throughout a vast range of industries, but perhaps none more so than in the fintech landscape. With investors already beginning to lean heavily on agentic AI for insights, are the days of human financial advisors numbered?

There’s little doubt about the sheer scale of the ongoing AI revolution in fintech. Data suggests that the global artificial intelligence in fintech market size was valued at $36.96 billion in 2025 and is projected to grow to $241.67 billion by 2034, representing a CAGR of 23.2%.

With the rise of large-language models (LLMs) and a conversational means of bridging financial literacy gaps, it’s become natural for more investors to look to AI models for advice.

According to a Pew Research Center study last year, 34% of US adults and 58% of those under 30 have already used ChatGPT, a share that’s roughly doubled in the...

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