From ransomware to data breaches: How businesses can build financial resilience against cyber threats
By Evaa Saiwal, Head – Liability, Credit & Speciality Practice, Policybazaar for Business
For years, cybersecurity conversations have revolved around one question: How do we prevent an attack?
That question is still important. But as cyber threats become more frequent, sophisticated and interconnected, businesses need to ask a second question with equal urgency: If an attack happens tomorrow, how quickly can we contain it, absorb or finance the loss and get the business running again?
The distinction matters because a cyberattack is no longer simply a technology problem. It can quickly become a revenue problem, a cash-flow problem and, ultimately, a balance-sheet problem.
The scale of the threat is becoming harder to ignore. Data reported to CERT-In shows that the number of cyber-security incidents in India rose from 20.41 lakh in 2024 to 29.44 lakh in 2025, an increase of more than 44% in a single year.
The financial consequences...
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