From AI pilots to enterprise capability: HDFC Life COO, Sameer Yogishwar on scaling AI

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For a company that describes itself as a creature of habit, HDFC Life has a habit worth noting: about every ten years, it resets its technology architecture. Not because anything is broken, but to stay relevant. The latest reset, Project Inspire, is now the foundation for one of the more ambitious enterprise AI programs in Indian insurance.

Sameer Yogishwar, the company’s Chief Operating Officer, sits at the center of it. He has been with the HDFC group since 1998 and with HDFC Life since 2000, including nearly a decade in Dubai as founding CEO of a subsidiary. He became COO in 2025 and now oversees operations and technology, as well as strategic alliances, corporate communications and international business. That combined remit shapes how the company builds. “When there is one person who’s owning both the process and in some sense also the platform, we have a smooth operating process,” he...

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