Fintech futures - why AI agents will demand programmable money

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Programmable money and stablecoins will be critical elements of the agentic AI-powered economy, heard a recent Fintech conference, attended by government, analysts, lawyers, and financial services professionals.

But is the UK prepared for disruption on such a wide scale, given that many organizations are not ready for a future of increasingly autonomous, AI-enabled decision-making, let alone a new financial system that, in some ways, seems averse to scrutiny and regulation – not to mention stability and trust?

First, let’s zoom out and establish some context for this discussion. The UK good-and-the =-great have been debating Fintech innovation, investment and opportunities at a series of Westminster Business Forum policy conferences this year, most recently one at the end of May on next steps for growth in the sector.

That conference continued the Forums’ recent, controversial trend of being co-chaired by a sitting MP. Previously it was the convention for a peer...

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