Fino Payments Bank announces strategic partnership with Ezee.ai to build lending eco-system for seamless SFB transition

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Fino Payments Bank has partnered with Ezee.ai to build a digital lending ecosystem as it prepares for its transition into a Small Finance Bank (SFB), marking a key step in the bank’s expansion beyond payments and financial inclusion services.

As part of the partnership, Ezee.ai will deploy its artificial intelligence-enabled Loan Origination System (LOS), Business Rules Engine (BRE), and Collections Management Platform to support Fino’s future lending operations. The technology stack is expected to automate credit workflows, enhance underwriting efficiency, and streamline collections processes.

The move comes as Fino advances its SFB roadmap, where lending is expected to become a critical growth driver. By integrating AI-driven decision-making and automation into its lending infrastructure, the bank aims to create a scalable and asset-light banking model while improving customer experience.

Ketan Merchant, Interim CEO of Fino Payments Bank, said the partnership aligns with the bank’s vision of building a technology-led Small Finance...

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