Cyber Insurance Rates Are Dropping, but Exclusions Widen

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Rob Wright,Senior News Director,Dark Reading

June 3, 2026

4 Min Read

Source: Poca Wander Stock via Getty Images

GARTNER SECURITY & RISK MANAGEMENT SUMMIT – National Harbor, Md. – The good news for enterprises is that cyber insurance policies are still affordable. The bad news is that coverage exclusions are increasing, and some might catch customers by surprise.

The growing list of exclusions is just one shift among several in the cyber insurance market, according to Paul Furtado, distinguished vice president analyst at Gartner. During a Tuesday session at the Gartner Security & Risk Management Summit, Furtado outlined several changes in the market that policyholders and prospective customers might not be aware of.

Some of those trends are positive. For example, pricing has stabilized, and insurance carriers are providing discounts for "demonstrable levels of security in different organizations," Furtado said.

"Prices are going down, and we see this across...

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