Bureau Launches Silent Mobile Verification to Strengthen UPI Device Binding
Telecom-powered authentication verifies mobile number and SIM association in real time, reducing reliance on SMS OTPs
Bureau, a global risk decisioning platform, has launched Silent Mobile Verification (SMV), a telecom-powered authentication solution designed to strengthen Unified Payments Interface (UPI) device binding and improve security across digital transactions.
The launch follows the National Payments Corporation of India’s (NPCI) circular OC-238, dated 30 September 2026, which expands the UPI device-binding framework and recognises SMV as an alternative verification method alongside SMS-based binding.
Bureau’s SMV verifies the association between a mobile number, SIM card and requesting device through mobile network intelligence, without requiring SMS OTPs or manual user intervention. The solution delivers a match or no-match response in under four seconds and supports user onboarding, login, UPI registration, SIM binding and transaction authentication.
During UPI registration, the application securely shares the user’s mobile number and device IP address with Bureau, which coordinates verification...
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