AI driven cybersecurity: Evolving from reactive defence to proactive protection
As India’s financial ecosystem becomes increasingly digital, banks are facing a more complex security environment shaped by AI-driven threats, expanding APIs, cloud adoption, evolving regulations, and rising customer expectations around privacy and trust. In this environment, cybersecurity is no longer functioning as a standalone technology layer. Instead, it is becoming deeply integrated with governance, operational resilience, fraud prevention, and digital transformation strategies.
For Abhijit Chakravarty, Executive Vice President – Networks & Cyber, Kotak Mahindra Bank, the future of cybersecurity lies in moving beyond reactive defence models towards predictive, intelligence-led security architectures that combine AI, automation, privacy, and resilience at scale.
In an interaction with Express Computer, Chakravarty spoke about how Kotak Mahindra Bank is embedding AI into its cybersecurity framework, strengthening consent-led data governance under the DPDP Act, and building operational resilience into the bank’s broader digital risk management strategy.
AI moves to the centre of cybersecurity operations
Chakravarty...
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