AI Asymmetry: MeitY, CERT-In, CSIRT-Fin and SISA warn India’s BFSI sector is losing the speed war against attackers
India’s banking, financial services, insurance and payments sector is now facing an “AI asymmetry” problem: attackers are using artificial intelligence to move faster than the institutions, regulators and defensive systems built to stop them.
That is the central warning of the second edition of the Digital Threat Report 2025–26, released jointly by the Ministry of Electronics and Information Technology (MeitY), the Indian Computer Emergency Response Team (CERT-In), the Computer Security Incident Response Team in Finance (CSIRT-Fin), and payments-security firm SISA. Tasks that once required specialist teams, real budgets and weeks of planning can now be carried out at machine speed by comparatively low-resource attackers — and the report warns that offensive capability is advancing on a faster curve than the defensive and regulatory mechanisms meant to contain it.
The report backs that warning with a striking number: six of the seven forward-looking predictions made in last year’s edition have already...
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